ClosingXpress™ empowers mortgage lenders with the most customizable document generation and most comprehensive compliance controls. The platform produces compliant TILA-RESPA Integrated Disclosure (TRID) disclosures as well as required Federal, state and secondary market investor document sets for loan origination, closing and modification, while continuously monitoring compliance with Federal and state regulations and investor requirements.

ClosingXpress is integrated with ComplianceAnalyzer®, the industry's most comprehensive compliance auditing system, offering built-in compliance and enabling lenders to originate compliance mortgages tailored to their specific license types and/or exemptions.

Dynamic Document Technology

  Flexible access through Loan Origination System integration, web browser, or both
  Dynamic screens to handle complex fees and signature lines
  Ready for paperless mortgages with secure e-Delivery, e-Signing, and e-Vaulting
  Designed for the whole origination lifecycle, from initial disclosures to closing documents
  Expert support team and streamlined development of custom forms

Compliant Content

  Complete document library developed for the needs of residential mortgage lenders
  Monitored and updated by in-house document specialists, legal staff, and expert outside counsel
  Documents accurately replicate industry standard Uniform Instruments
  Continuous audits of loan terms powered by the industry-leading compliance solution ComplianceAnalyzer

Real-time Compliance Audits

  TILA-RESPA Integrated Disclosure rule (TRID)
  Loans ineligible for Qualified Mortgage (QM) status
  Home Ownership and Equity Protection Act (Sections 32, 35)
  NMLS ID verification (SAFE Act)
  State and municipal high cost / anti-predatory laws and regulations
  Loan originator compensation restrictions
  State license based consumer lending laws and regulations
  Secondary market investors' and GSEs' compliance guidelines
  Lenders' internal compliance policies

Best for TRID

ClosingXpress includes audits from ComplianceAnalyzer, the industry's most comprehensive compliance solution, which provides monitoring of all fees and tolerances across all disclosures. Each audit report serves as an independent third-party compliance review, providing complete evidence of TRID compliance. Comprehensive fee and disclosure monitoring includes:

  Loan Estimate (LE) and Closing Disclosure (CD) delivery timing sequencing, fee names and tolerance
  Changed circumstances and reasons for redisclosures
  Post-consummation cure analysis

For more information on ClosingXpress, contact your Account Manager at 1.866.212.EASE (3273) or send us an e-mail at Contact CE.