|
ClosingXpress™ empowers mortgage lenders with the most customizable document generation and most comprehensive compliance
controls. The platform produces compliant TILA-RESPA Integrated Disclosure (TRID) disclosures as well as required Federal, state
and secondary market investor document sets for loan origination, closing and modification, while continuously monitoring
compliance with Federal and state regulations and investor requirements.
ClosingXpress is integrated with ComplianceAnalyzer®, the industry's most comprehensive compliance auditing system, offering
built-in compliance and enabling lenders to originate compliance mortgages tailored to their specific license types and/or exemptions.
Dynamic Document Technology

|
 |
Flexible access through Loan Origination System integration, web browser, or both |
|
 |
Dynamic screens to handle complex fees and signature lines |
|
 |
Ready for paperless mortgages with secure e-Delivery, e-Signing, and e-Vaulting |
|
 |
Designed for the whole origination lifecycle, from initial disclosures to closing documents |
|
 |
Expert support team and streamlined development of custom forms |
Compliant Content

|
 |
Complete document library developed for the needs of residential mortgage lenders |
|
 |
Monitored and updated by in-house document specialists, legal staff, and expert outside counsel |
|
 |
Documents accurately replicate industry standard Uniform Instruments |
|
 |
Continuous audits of loan terms powered by the industry-leading compliance solution ComplianceAnalyzer |
Real-time Compliance Audits

|
 |
TILA-RESPA Integrated Disclosure rule (TRID) |
|
 |
Loans ineligible for Qualified Mortgage (QM) status |
|
 |
Home Ownership and Equity Protection Act (Sections 32, 35) |
|
 |
NMLS ID verification (SAFE Act) |
|
 |
State and municipal high cost / anti-predatory laws and regulations |
|
 |
Loan originator compensation restrictions |
|
 |
State license based consumer lending laws and regulations |
|
 |
Secondary market investors' and GSEs' compliance guidelines |
|
 |
Lenders' internal compliance policies |
Best for TRID

ClosingXpress includes audits from ComplianceAnalyzer, the industry's most comprehensive compliance
solution, which provides monitoring of all fees and tolerances across all disclosures. Each audit report
serves as an independent third-party compliance review, providing complete evidence of TRID compliance.
Comprehensive fee and disclosure monitoring includes:
|
 |
Loan Estimate (LE) and Closing Disclosure (CD) delivery timing sequencing, fee names and tolerance |
|
 |
Changed circumstances and reasons for redisclosures |
|
 |
Post-consummation cure analysis |
For more information on ClosingXpress, contact your Account Manager at 1.866.212.EASE (3273) or send us an e-mail at
Contact CE.
|