ClosingXpress™ empowers mortgage lenders with the most customizable document generation and most comprehensive compliance controls. The platform produces compliant TILA-RESPA Integrated Disclosure (TRID) disclosures as well as required Federal, state and secondary market investor document sets for loan origination, closing and modification, while continuously monitoring compliance with Federal and state regulations and investor requirements.

ClosingXpress is integrated with ComplianceAnalyzer®, the industry's most comprehensive compliance auditing system, offering built-in compliance and enabling lenders to originate compliance mortgages tailored to their specific license types and/or exemptions.

Dynamic Document Technology

		Flexible access through Loan Origination System integration, web browser, or both
		Dynamic screens to handle complex fees and signature lines
		Ready for paperless mortgages with secure e-Delivery, e-Signing, and e-Vaulting
		Designed for the whole origination lifecycle, from initial disclosures to closing documents
		Expert support team and streamlined development of custom forms

Compliant Content

		Complete document library developed for the needs of residential mortgage lenders
		Monitored and updated by in-house document specialists, legal staff, and expert outside counsel
		Documents accurately replicate industry standard Uniform Instruments
		Continuous audits of loan terms powered by the industry-leading compliance solution ComplianceAnalyzer

Real-time Compliance Audits

		TILA-RESPA Integrated Disclosure rule (TRID)
		Loans ineligible for Qualified Mortgage (QM) status
		Home Ownership and Equity Protection Act (Sections 32, 35)
		NMLS ID verification (SAFE Act)
		State and municipal high cost / anti-predatory laws and regulations
		Loan originator compensation restrictions
		State license based consumer lending laws and regulations
		Secondary market investors' and GSEs' compliance guidelines
		Lenders' internal compliance policies

Best for TRID

ClosingXpress includes audits from ComplianceAnalyzer, the industry's most comprehensive compliance solution, which provides monitoring of all fees and tolerances across all disclosures. Each audit report serves as an independent third-party compliance review, providing complete evidence of TRID compliance. Comprehensive fee and disclosure monitoring includes:

		Loan Estimate (LE) and Closing Disclosure (CD) delivery timing sequencing, fee names and tolerance
		Changed circumstances and reasons for redisclosures
		Post-consummation cure analysis

For more information on ClosingXpress, contact your Account Manager at 1.866.212.EASE (3273) or send us an e-mail at Contact CE.