Verify Borrower Income Quickly, Easily and with Certainty

4506xpress™ uses unique automation technology to streamline the income verification process and ensure accurate tax transcripts that satisfy the demands of lenders, investors and regulators. In addition, because ComplianceEase® is a Day 1 Certainty™ Authorized Report Supplier, you can access 4506xpress through Fannie Mae's Desktop Underwriter® (DU®)—eliminating the need for reverification of IRS Form 4506-T and giving you freedom from reps and warranties on income. With 4506xpress, you can verify borrower income quickly, easily and with certainty.

Income Verification Made Easy

Submit orders with just a web browser, or through seamless integration with your LOS. 4506xpress gives you a quick and user-friendly process to obtain tax transcripts directly from the IRS in either PDF or XML file format and automatically verify borrower-provided income figures:

  1. Place Order Using Online 4506xpress Platform
  2. Upload or Fax 4506-T Form(s)
  3. Monitor Status with Real-Time Dashboards
  4. 4506xpress Sends Alert When Order Completes
  5. Audit Report Flags Issues with Borrower-Provided Income

Reduce Risk Efficiently

  The 4506xpress platform intelligently helps loan officers and brokers enter 4506-T orders correctly
  Dedicated ComplianceEase experts review each and every 4506-T order before it goes to the IRS
  Learn immediately when corrections need to be made so that loans don't get held up
  Easy-to-read dashboards and concise email alerts communicate the status of every order
  4506xpress can connect directly to LOS and other internal systems for a truly seamless workflow

Simplify 4506-T Requests

  User-friendly screens guide users step-by-step through the process
  Intelligent built-in logic double-checks every order before it reaches the IRS
  Every one of ComplianceEase's 4506xpress experts has experience resolving issues directly with the IRS
  Flexibility to upload scanned 4506-T forms or use your fax allows you to choose the delivery method that best fits your workflow
  4506xpress supports electronic delivery of transcripts

For more information on 4506xpress, contact your Account Manager at 1.866.212.EASE (3273) or send us an e-mail at Contact CE.