Get Compliance Results Before Your e-Exam, Deliver Them with One Click

Mortgage and banking regulators are moving towards an electronic examination process that will enable them to audit 100% of an institution's loans for compliance with all applicable state and federal consumer lending laws. ComplianceEase can help you to prepare for your next examination using ComplianceAnalyzer® and HMDA Analyzer™, the same technology that examiners use. e-ExamReady™ Services get all of your electronic loan information into the right formats, produce self-examination audit reports, and prepare your team with critical knowledge about your loan portfolio before an examination.

Conduct Industry-Standard Audits

Regulatory agencies are adopting technology to automate residential mortgage broker and lender examinations, which will dramatically increase the number of loans they audit. With e ExamReady Services ComplianceEase will help you prepare for your audit by providing the same standard compliance audit reports and examination dashboards that the regulators use. There's also no need to separately format and export data files for examiners. Because regulators use ComplianceAnalyzer already, you can simply use its unique RegulatorDirect™ feature to deliver the audits and loan information directly within ComplianceAnalyzer, dramatically reducing the time and cost for collecting and formatting electronic loan submissions.

Summary reports show compliance at a glance:

Detailed audit reports highlight specific issues:

Prepare for a New Kind of Exam

Beginning in 2011, regulatory agencies may require you to provide loan-level information for 100% of your portfolio in an electronic format. They will use the information to conduct a pre-screening audit and determine the scope of further on-site exams. Without knowing in advance how the audit results look, there is no way you can prepare for the risk that your institution will be exposed to by the new e Exam process. Institutions that do not have the electronic loan information ready to comply with the new process will face costly last-minute professional service costs to get their data ready. ComplianceEase's e ExamReady services offer a unique opportunity for you to preview compliance audit results and have the electronic loan information ready before your e Exam. You can advise your institution of risks well in advance, put mitigation in place, and reduce costs.

Choose from Flexible Service Levels

FirstLook™ FirstCheck™
Summary of non-compliant loans
Examination dashboard
Seamlessly deliver audits to regulators
Detailed audit reports for each loan
Address issues and re-audit loans

For more information on e-ExamReady Services, contact a ComplianceEase Client Manager toll-free at 1.866.212.EASE (3273) or send us an e-mail at Contact CE.