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Escrow vs. Non-Escrow Mortgages: The Trend is Clear

For the past several years there has been a strong push in the mortgage servicing industry to move borrowers to mortgage escrow accounts. (CoreLogic Insights Blog)

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Mortgage Rates Start Summer Near 2017 Lows...Will It Hold?


This month the Federal Reserve hiked rates for the third time in seven months(Zillow)

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Renters Now Setting Their Sights on Homeownership


Americans are shifting their preferences from renting to home buying, an analysis by TransUnion for the first quarter of 2017 showed. (HousingWire)

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HMDA Questions - Get It Right


When the HMDA rule was originally enacted in 1975, it required depository and non-depository institutions to collect and report data about mortgage originations. (Mortgage Compliance Magazine)

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Prepayment Rate and Refinanceable Population Have Both Soared


Prepayments, apparently spurred by the recent retreat in interest rates, soared in May. (Mortgage News Daily)

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4 Ways Millennials Are Affecting the US Housing Market in 2017


The homeownership rate in the US remains at near historic low levels, and one of the chief causes is Millennials' delaying of "major life events" like buying a home. (BuzzBuzzNews)

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