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The Mortgage Compliance Update is your direct weekly link to mortgage compliance news.  

1% Down Payment Impossible After Freddie's Guideline Change

Freddie Mac has announced a change in requirements for its Home Possible Mortgages, including Home Possible Advantage Mortgages. (Mortgage News Daily)


Does the American Dream No Longer Include Homeownership?

While it has no official definition, the American Dream has always been the notion that citizens of the United States can better their lot in life through hard work. (CNN Money)


Mnuchin: Housing Finance Reform Still a Priority for Trump Administration

U.S. Department of the Treasury Secretary Steven Mnuchin testified before the House Financial Services Committee Thursday, assuring members that housing finance reform remains a priority for President Donald Trump's administration. (HousingWire)


Diversity and Inclusion - It's Good Business

The financial services industry has struggled with compliance management for decades, and it is just within the past few years that it embraced compliance as an integral and valuable component of good business practices. (Mortgage Compliance Magazine)


Bay Area Real Estate: Home Prices Leap to Yet Another Record High

Bay Area home prices have continued their stratospheric surge, as the low housing supply combined with intense demand last month to further heat up the market. (Mercury News)


These Four Trends in Rental Housing Have Big Implications for the Growing Affordable Housing Crisis

The rental housing landscape in America is rapidly changing: new people are becoming renters and many properties are aging. (Urban Institute)

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